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spørsmålet		svaret
constraints begynn å lære		things which limit your freedom of action
unauthorised begynn å lære		without official permission
punitive (bank) charges begynn å lære		charges which are used to punish someone
undue begynn å lære		to a level which is more than necessary or reasonable
upfront begynn å lære		in advance / płatny z góry
overdue begynn å lære		late
sound begynn å lære		organised [staranny]
root causes begynn å lære		reasons for something bad; zasadnicze przyczyny
bank charges begynn å lære		sums of money paid by a customer for a bank’s services
bookkeeping begynn å lære		the job of keeping a record of money that has been spent or received by a business
cash begynn å lære		money which is immediately available
credit limit begynn å lære		the maximum amount of money a bank will allow you to borrow
credit worthiness begynn å lære		calculation of someone’s ability to pay back money which they have borrowed
debtor begynn å lære		someone who owes money
factoring begynn å lære		system of buying debts for less than they are worth and then obtaining payment for them from debtors
outgoings begynn å lære		amounts of money that regularly have to be sent
overdraft begynn å lære		amount of money that a bank customer with an account is temporarily allowed to owe the bank
overtrading begynn å lære		operating a business while not having enough money to pay creditors and employees
shortfalls begynn å lære		amount which is less than the level that was expected or needed
able begynn å lære		in a position
am very sorry begynn å lære		deeply regret
awkward problem begynn å lære		unpleasantness
good for both of us begynn å lære		mutually profitable
more begynn å lære		further
pay what you owe me begynn å lære		settle your account with
promised begynn å lære		assured
quick begynn å lære		prompt
soon begynn å lære		shortly
unpaid begynn å lære		outstanding
waiting for begynn å lære		awaiting
benefits begynn å lære		Things such as medical insurance that employees recive in addition to money
premise begynn å lære		Idea or theory on which a statement or action is based
discharge a debt begynn å lære		Pay a debt completely
stakeholders begynn å lære		People such as employees, customers or citizens who are involveved with an organization and therefore have an interest in its success
better off begynn å lære		richer
strive for begynn å lære		Try very hard to make something happen
fall short of begynn å lære		Fail to reach a desired standard
Knock-on effects begynn å lære		Indirect results of other events or situations
all the while begynn å lære		Means ‘at the same time’?
all things considered begynn å lære		Means ‘taking everything seriously’
at least begynn å lære		is used to emphasize that something is good in a bad situation?
merely begynn å lære		Is used to emphasize that you mean exactly what you are saying and nothing more?
simply put begynn å lære		Says ‘I’m going to express something complicated in an uncomplicated way’?
supposedly begynn å lære		Is used to indicate what should happen, but in fact does not?
thus begynn å lære		Means ‘for a reason’?
unfortunately begynn å lære		signals that the sentence which follows will express some bad effects of a situation
acquisition begynn å lære		buying new companies
sustained begynn å lære		continuing for a long time
complacent begynn å lære		so satisfied with our abilities or situation that we feel we do not need to try any harder
leveraging begynn å lære		using, exploiting for our benefit
a divers footprint begynn å lære		a varied or mixed presence or
synergies begynn å lære		the combined power of groups of things when they are working together which is  greater than the total power achieved by each working separate
surged begynn å lære		increased suddenly and greatly
FTSE 100 begynn å lære		average of the prices of the stocks of the 100 largest companies on the London Stock  Exchange
topped begynn å lære		exceeded
hard-driving begynn å lære		making other people work hard
briefings begynn å lære		meetings where information and instructions are given
clutch begynn å lære		group
pay off begynn å lære		produce success
broaden our customer base begynn å lære		acquire a wider range of customers
useful begynn å lære		productive
a complete waste of time begynn å lære		totally unproductive
talk about the matter in hand begynn å lære		stick to the point
digressing begynn å lære		wandering off the point
misunderstand what someone was trying to say begynn å lære		miss the point
take longer than scheduled begynn å lære		run over time
express their opinion begynn å lære		make their point
results begynn å lære		outcomes

angielski C1

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