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spørsmålet		svaret
account statement begynn å lære		summary of account activity (transactions) during a certain period
acquisition begynn å lære		a company purchasing most of another company"s shares to gain control
apply for an overdraft begynn å lære		when you apply to withdraw money from your acount despite not having enough money for it
ATM / cash dispenser begynn å lære		machine that dispenses cash or other services with a bank card inserted
bank deposit / to deposit begynn å lære		adding, transfering money to your account
bank transfer begynn å lære		transfering money from one bank account to another
bank's assets begynn å lære		everything the bank owns
bank's liabilities begynn å lære		everything the bank has to pay for
banknote / bill begynn å lære		paper money with a particular value
bid-offer spread begynn å lære		the difference between the price at which you can buy a share and the price at which you can sell it
blue chips begynn å lære		well-established, recognizable and generally trusted company
bondholder begynn å lære		the owner of the issued bond
brokerage company / house / services begynn å lære		institiutions that act as a middleman in faciliating transactions
cash flows begynn å lære		the total amount of money transferred into and out of business
collateral begynn å lære		acts as a security or guarantee for a debt
convertible shares / bonds begynn å lære		it can be converted into a different security
corporate bonds begynn å lære		issued by a corporation
coupon of a bond begynn å lære		the amount of interest it pays
credit begynn å lære		money available in the banking system
credit crunch begynn å lære		a massive reduction in the amount of credit available
credit rating / standing begynn å lære		an estimate of the ability to fulfill financial commitments
creditworthiness begynn å lære		the extent to wchich someone is suitable to recieve financial credit, based on the past financial activities
creditor begynn å lære		the person to which the money is owed
currency begynn å lære		a system of money in general use in a particular place
current / checking aacount begynn å lære		an account from which you can withdraw money without notice
debt financing begynn å lære		raising money by selling debt instruments to investors
debt instruments begynn å lære		tools an entity utilizes to obtain cpaital
debtor begynn å lære		an entity that owes money
default on payment begynn å lære		unable to make payments to the creditor
depositor begynn å lære		a person that keeps money in a bank
direct debit begynn å lære		allowing someone else to collect the money from your account, usually regularly
discount instruments begynn å lære		money market instruments issued at a value less than their face value
divestitures begynn å lære		selling off subsidiary businesses interests
down payment begynn å lære		the initial payment, paid before the rest
equity finance begynn å lære		raising capital through the sale of shares
fallen angel begynn å lære		initially given an investment-grade rating, reduced to junk bond status
fees begynn å lære		paying fixed amount of money
commisions begynn å lære		paying a percentage from the transaction
foreign exchange begynn å lære		currency from another countries
gilts / gilt-edged stock begynn å lære		high grade bond (british term)
growth begynn å lære		the change in company's earnings overtime
high-yield bonds begynn å lære		(junk bonds) - high interest rate but low credit rating
inflation rate begynn å lære		the rate of price increase, resulting in money losing value
interest begynn å lære		money paid regularly at a particular rule for the use of money lent
interest rate begynn å lære		the cost of borrowing money, the percentage of the loan paid by the borrower
intermediary begynn å lære		link between people to help them reach an agreement
investment bank begynn å lære		acts as an intermediary
investment funds begynn å lære		a pool of capital that investors collectively pay into, to invest in stocks
investment-grade bonds begynn å lære		low risk and high credit rating
investor begynn å lære		a person that puts money into financial schemes to gain profit
issue currency / share / bonds begynn å lære		the process in which an entity creates and make it available
junk bonds begynn å lære		high interest rate, low credit rating
lender of last resort begynn å lære		institution that lends money in difficult situations
liquidity begynn å lære		ability to allow assets to be sold and bought easily and quickly
market maker begynn å lære		market participant that buys and sells large assets to ensure financial markets run smoothly
maturity / redemption rate begynn å lære		the longevity of a financial instrument
Monetary Policy Council begynn å lære		the institution that decides on monetary policy and assesses the curent condition
money in circulation begynn å lære		physically used money in a country
money market begynn å lære		highly liquid, short-term debt security
money supply begynn å lære		the amount of money in the economy
municipal bonds begynn å lære		issued by governmental entities to raise money for, for example, infrastructure funding
non-investmen-grade-bonds begynn å lære		low quality, issuer may defualt
output begynn å lære		the quantity of goods produced in a given time by a firm
par / face / nominal value of a bond begynn å lære		the amount repaid to the bondholder at maturity
pension fund begynn å lære		pension fundmoney from people who work to pay pensions
principal of a loan begynn å lære		the amount of capital making up a loan
property / real estate begynn å lære		property consisting of lands and buildings
trading securities begynn å lære		investments in debt or equity actively traded for profit
quote bid and offer prices begynn å lære		offer the price of selling and buying
redeem bonds begynn å lære		full repayment of the principal and the interest owed
reserve requirement begynn å lære		the amount of fund that bank is required to hold to meet liabilities
savings account begynn å lære		an account that allows you to deposit money and gain interest
securities begynn å lære		financial instruments issued by an entity giving ownership rights to some type of financial value
securities account begynn å lære		holding securities on behalf of the investor
securitization begynn å lære		financial assets pooled together, converted into securities and sold to investors
supply and demand begynn å lære		the amount of commodity and the desire to buy it
spread / margin begynn å lære		the difference between the amount of money borrowed and value of collateral
standing order begynn å lære		a bank transfer that is fixed and constant
stockbroking begynn å lære		buying and selling stocks for clients
stocks / shares / equities begynn å lære		a part into which capital is divided, entitling the holder to a portion of profit
takeover begynn å lære		buying out of one company by another
to raise capital begynn å lære		approaching existing investors for equities or a debt
to underwrite a stock issue begynn å lære		taking financial risk for a fee
tradable / negotiable / saleable instruments begynn å lære		financial instruments that you are allowed to trade
Treasury bills begynn å lære		issued at a discount, no yield, short-term
Treasury bonds begynn å lære		long-term, periodict interest, up to 20 years
Treasury notes begynn å lære		fixedi nterest rate, 2 to 10 years
underlying instrument begynn å lære		the security on which a derivative contract is based upon
underwriter begynn å lære		pledges to buy all the unsold shares
yield / rate of return begynn å lære		the rate of profit investor recieves from a security
zero-coupon bonds begynn å lære		deep discount but no interest
hedge fund begynn å lære		a type of actively managed fund that focuses on high risk high return investments

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